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For updates and guidance related to COVID-19 / Coronavirus, click here . × (800) 644-1150 Manage Your Future Client Access Home How We Help You Financial Planning Investing for Your Future Managing Your Retirement Income Managing Your Risk Wealth Education Articles and Videos Ask a Question About Lucia Capital Group Meet the Team Locations Careers Contact Us (800) 644-1150 Contact Us Client Access How We Help You Financial Planning Full-service financial planning Investing for Your Future Investment and asset management Managing Your Retirement Income The Bucket Strategy® Managing Your Risk Insurance, annuities, and long-term care About Us About the Firm Learn what sets us apart from the pack Meet Our People We aim to exceed your expectations Locations Find the office closest to you Careers Join the Lucia Capital Group team Contact Us We want to hear from you Wealth Education and Events Articles and Videos The full list of articles, videos, and resources Events Register today for a live event or webinar Podcast Managing Your Financial Future. Subscribe today or listen online Manage Your Future Your Future. Managed. Get clear financial advice to help yourself and the ones you love most. Get Started Gain clarity regarding your financial future. Receive a personal financial dashboard tailored to your specific goals. Stay on track to meet your goals. Get financial guidance and advice from a team of seasoned professionals. Enjoy a personalized investing experience. Benefit from a wide array of investment options aligning with your unique needs. The future is uncertain Every day we're reminded of the challenges of an uncertain future. Early on, these challenges may seem far away—but they'll catch up to you before you know it. Take control of your future today. Talk to an Advisor 10x The multiplier for how much riskier retiring is today than it was just 10 years ago. Are you prepared? Source: Kiplinger $275,000 The amount a 65-year-old couple may need to cover medical expenses throughout retirement. What’s your plan? Source: Fidelity 40% The percentage of Generation Xers and millennials who have no retirement strategy. Get started today! Source: CNBC We understand Managing your financial future doesn’t have to be overwhelming. Together, we'll craft a personalized strategy to help you reach your financial goals. As your fiduciary, the only factor driving our recommendations is what we believe fits your specific situation. Let's Get Started Everything we do is focused on you. We offer a fully integrated wealth platform providing end-to-end investment strategies from wealth advice to asset management and insurance. -- Financial planning and investment management Financial services to help you and the ones you love most We are entirely focused on you Our company, our advisory teams, and our investment portfolios were built with you in mind. First, we'll design a strategy aimed at helping you reach your unique goals. Then we'll find suitable investments to match your objectives. We make decisions with your well-being in mind—not our compensation. As a client of Lucia Capital Group, you'll have access to our dedicated team of CERTIFIED FINANCIAL PLANNER™ professionals and Chartered Financial Consultants as well as our in-house investment team. Think of us as your financial coach; we'll help you design a game plan, provide investment recommendations, and implement your strategy. Behind the scenes, our dedicated team of investment management professionals and CFAs will actively manage your portfolio using our disciplined processes. Learn more Start building your plan Your Future... Managed Holistic Financial Planning Process Credentialed, Experienced Advisory Team The Bucket Strategy® Retirement Income Plan Professonal Investment Management and Access to Investment Options Experience with Income Annuities Planning for Tax Efficiency in Retirement -- Insurance and Long-Term Care Periodic Reviews to Help Keep You on Track Attain peace of mind and achieve your life's purpose Ray Lucia Jr., chairman and CEO of Lucia Capital Group, talks about what it's like to be a client. Here are just some of the benefits you'll enjoy as a client of our firm: A dedicated financial advisor A personal financial dashboard A team of credentialed and experienced professionals working on your behalf Independent investment advisory and brokerage services A personalized investing experience Help with anything from wealth accumulation to wealth distribution and estate planning Ongoing financial education Periodic meetings and reviews Get Started Today × Gain control of your financial future Get started in three easy steps Schedule your appointment You'll start by setting up an appointment with one of our financial advisors. With offices nationwide, we make it easy to get in touch with someone to discuss your retirement planning goals. Personalize your strategy When do you plan to start retirement? Will you continue to work? We’ll discuss all of the challenges you may face in retirement, because achieving your goals begins with personalized planning. Realize your future. Managed. Planning for your retirement shouldn’t be a guessing game. If you're like many, you want a sense of direction and assurance in your ability to meet your goals. You need a plan that uses a sound strategy, balances risks, and addresses your upcoming challenges. Let's Get Started Retirement planning starts with education View our full range of on-demand videos, articles, and live events dedicated to helping you understand financial planning and investing New Articles Articles The Often-Neglected Part of Your Plan May 7, 2020 With so much happening in our lives these days, it can be easy to lose track of the things that we normally let cruise on auto-pilot. Of course, when it comes to our finances, that auto-pilot feature can be great: it allows us to save in our 401(k) plans, it makes sure that our bills are automatically paid on time, and it keeps us from over-thinking things, which we’ve shown can be dangerous to our portfolio’s health. Managing Your Financial Future Don’t Neglect the Ordinary Things – Season 2: Episode 8 May 5, 2020 With everything we have going on in our lives right now, with all the new things we have to deal with, it’s important to keep in mind that ordinary events still happen during extraordinary times. Births, deaths, marriages, divorces, family events — things both in and out of your control — continue. Part of the essence of financial planning has to do with making sure that both expected and unexpected events are properly dealt with. This should be the goal of every financial advisor — to minimize the surprises that inevitably crop up during your lifetime. Yes, extraordinary events do happen, but if you’re ready for them, if you’ve prepared to deal with them, then your advisor has done their job. Articles Questions Regarding the Partnership with LPL Financial May 1, 2020 We are really excited to announce that LPL, the country’s largest independent broker-dealer firm, will be partnering with Lucia Capital Group later this year. A broker-dealer is a company that provides regulatory compliance and support to registered investment advisor firms, and acts as the buyer and seller of securities for its customers. In addition, LPL will also act as Lucia Capital Group’s clearing firm that will custody our brokerage and advisory assets. Take control of your financial future Get Started Now or call us (800) 644-1150 Connect with us About Lucia Capital Group Lucia Capital Group, along with its family of financial services companies headquartered in San Diego, California, offers a fully integrated wealth platform providing end-to-end investment strategies from wealth advice to asset management and insurance. We are truly committed to helping our clients achieve their financial goals. Consisting of several CFP® and CFA® professionals and ChFC® advisors, the team at Lucia Capital Group is knowledgeable an...